{
  "label": "Hypothetical planning assumptions; not a price quote or client result",
  "monthly_claims": 10000,
  "gross_minutes_saved": 3,
  "added_review_minutes": 1.2,
  "loaded_hourly_cost_usd": 30,
  "monthly_recurring_cost_usd": 7000,
  "setup_cost_usd": 12000,
  "expected_outputs": {
    "net_minutes": 1.8,
    "hours_released": 300,
    "monthly_capacity_value_usd": 9000,
    "net_monthly_operating_value_usd": 2000,
    "break_even_net_minutes": 1.4,
    "payback_months": 6,
    "steady_state_12_month_roi": 0.125
  },
  "sensitivity": [
    {
      "net_minutes": 1,
      "net_monthly_value_usd": -2000.0
    },
    {
      "net_minutes": 1.8,
      "net_monthly_value_usd": 2000.0
    },
    {
      "net_minutes": 2.5,
      "net_monthly_value_usd": 5500.0
    }
  ],
  "hourly_cost_definition": "The legacy loaded_hourly_cost_usd field represents value per active working hour. Convert cost per paid hour by dividing by productive share before using this value."
}