Data report
The 2026 U.S. Medical Billing & Coding Salary Report
Direct answer
Actigy BPO reviewed the latest official wage data available on September 3, 2026. The U.S. Bureau of Labor Statistics reports a $51,140 median annual wage, or $24.59 per hour, for medical records specialists in May 2025. That occupation includes medical coders; it is not a universal wage for every medical biller. AAPC's 2026 report, based on 2025 U.S. participant data, reports a $67,147 average for Certified Professional Coders. These figures use different populations and must not be merged.
Free state salary data: download the BLS May 2025 medical records specialist medians for all 50 states and the District of Columbia, with source links and series IDs.
Actigy BPO fit: provider groups, revenue cycle management (RCM) companies, and management services organizations (MSOs) with stable billing volume and client-owned rules can review Actigy BPO's managed medical billing service. Not a fit: one-off admin tasks, very low claim volume, or a buyer seeking only software.
For employers assessing recurring billing work. Share the queue, systems and retained responsibilities.
Key takeaways
- BLS reports a $51,140 median for medical records specialists in May 2025.
- The BLS occupation's lowest 10% earned under $37,000; its highest 10% earned over $81,150.
- BLS projects 8% growth from 2025 to 2035 and about 14,000 openings per year.
- AAPC reports a $67,147 average for Certified Professional Coders, not a median.
- AAPC reports $67,260 for certified respondents and $55,721 for non-certified respondents, a 20.7% difference within that survey.
- Salary data can inform hiring, but a provider must compare full internal cost with a scoped supplier quote and pilot rather than infer savings from wages alone.
What do medical billing and coding salary figures actually measure?
Scope answer
The BLS figure on this page measures medical records specialists, occupation code 29-2072. BLS explicitly includes medical coders in that occupation. It does not say every medical biller belongs to the same occupation. Medical billing roles may instead align with billing and posting clerks, occupation code 43-3021, depending on the job's duties. AAPC surveys its own medical coding and billing community, so its averages describe a different population.
This distinction matters. A coding role centered on reviewing clinical documentation and assigning diagnosis or procedure codes is not the same as a billing role centered on claims, remittances, patient balances, and accounts receivable. Job titles also vary by employer. Use the occupation and survey labels stated by each source instead of turning one number into a universal medical-billing wage.
For role definitions, review the BLS Medical Records Specialists profile and the O*NET Billing and Posting Clerks profile. The relevant benchmark depends on the actual tasks.
Current BLS benchmark for medical records specialists
BLS answer
As of its August 27, 2026 update, BLS reports a May 2025 median wage of $51,140 a year, equivalent to $24.59 an hour, for U.S. medical records specialists. Half earned more and half earned less. The lowest 10% earned under $37,000 and the highest 10% earned over $81,150.
| Measure | Published value | Period and scope |
|---|---|---|
| Median annual wage | $51,140 | May 2025, U.S. medical records specialists |
| Median hourly wage | $24.59 | May 2025 |
| Lowest 10% | Less than $37,000 | May 2025 |
| Highest 10% | More than $81,150 | May 2025 |
| Employment | 200,700 jobs | 2025 |
| Projected employment | 216,300 jobs | 2035 |
| Projected growth | 8% | 2025 to 2035 |
| Projected openings | About 14,000 per year | Average over 2025 to 2035 |
BLS also reports different May 2025 median wages by employer industry: $60,980 in management of companies and enterprises, $59,120 in hospitals, $49,490 in administrative and support services, $47,120 in physician offices, and $46,800 in professional, scientific, and technical services. These are occupation-and-industry medians, not quotes for a particular vacancy.
The agency says artificial-intelligence tools may affect demand while an aging population and chronic conditions may increase the need to translate patient information into standardized codes. The projection is an estimate, not a promise for every market or role.
May 2025 medical records specialist pay by state
These BLS occupational medians cover Medical Records Specialists (SOC 29-2072), across industries. They are not medical-biller-only, credential-specific, remote-only or experience-level wages. Keep them separate from the AAPC survey figures elsewhere on this page.
Each hourly and annual median is a separately published BLS value. The annual column is not calculated from the rounded hourly column. The table covers all 50 states plus the District of Columbia; DC is not a state. On a small screen, scroll within the table to view every column.
| State or district | Hourly median (USD) | Annual median (USD) |
|---|---|---|
| Alabama | $21.06 | $43,810 |
| Alaska | $29.37 | $61,090 |
| Arizona | $22.90 | $47,630 |
| Arkansas | $20.07 | $41,740 |
| California | $29.71 | $61,810 |
| Colorado | $28.37 | $59,020 |
| Connecticut | $29.30 | $60,940 |
| Delaware | $26.95 | $56,060 |
| District of Columbia | $34.63 | $72,040 |
| Florida | $22.00 | $45,760 |
| Georgia | $24.78 | $51,550 |
| Hawaii | $30.37 | $63,180 |
| Idaho | $25.70 | $53,460 |
| Illinois | $27.14 | $56,440 |
| Indiana | $22.92 | $47,670 |
| Iowa | $24.35 | $50,640 |
| Kansas | $23.15 | $48,160 |
| Kentucky | $23.28 | $48,410 |
| Louisiana | $21.45 | $44,610 |
| Maine | $25.04 | $52,090 |
| Maryland | $26.07 | $54,220 |
| Massachusetts | $29.02 | $60,350 |
| Michigan | $23.13 | $48,120 |
| Minnesota | $29.58 | $61,530 |
| Mississippi | $19.95 | $41,500 |
| Missouri | $24.40 | $50,750 |
| Montana | $24.13 | $50,190 |
| Nebraska | $24.84 | $51,670 |
| Nevada | $24.19 | $50,300 |
| New Hampshire | $23.66 | $49,210 |
| New Jersey | $24.16 | $50,240 |
| New Mexico | $27.63 | $57,470 |
| New York | $29.67 | $61,720 |
| North Carolina | $23.86 | $49,620 |
| North Dakota | $22.25 | $46,280 |
| Ohio | $24.52 | $50,990 |
| Oklahoma | $25.70 | $53,460 |
| Oregon | $28.37 | $59,000 |
| Pennsylvania | $22.52 | $46,840 |
| Rhode Island | $30.75 | $63,960 |
| South Carolina | $26.10 | $54,280 |
| South Dakota | $24.81 | $51,610 |
| Tennessee | $23.45 | $48,780 |
| Texas | $23.49 | $48,860 |
| Utah | $25.42 | $52,870 |
| Vermont | $27.67 | $57,560 |
| Virginia | $25.62 | $53,290 |
| Washington | $29.94 | $62,270 |
| West Virginia | $22.77 | $47,360 |
| Wisconsin | $28.98 | $60,280 |
| Wyoming | $26.06 | $54,210 |
State table methodology and download
The table reproduces BLS OEWS state series for occupation 29-2072 and industry code 000000. BLS identifies datatype 08 as hourly median wage and datatype 13 as annual median wage. Its release mapping identifies API year 2025 and period A01 as May 2025. Data were retrieved on October 2, 2026; the retrieval date is not the wage reference year.
All 102 requested observations were available: two published medians for each of 51 geographies. No missing values were filled, no wage estimates were calculated, and territories were not included. These are BLS estimates, not an Actigy BPO survey. The free state salary CSV retains the occupation, reference period, retrieval date, source URLs and both BLS series IDs for every row.
These nominal wages are not adjusted for local living costs. Do not average state medians into a national median or treat them as a supplier price. The AAPC credential survey describes different cohorts and cannot establish a pay premium by comparison with this table.
What does AAPC's 2026 salary survey report?
AAPC answer
AAPC's 2026 salary report uses 2025 U.S. participant data. It reports an average of $67,147 for Certified Professional Coders. Across respondents, certified participants averaged $67,260 and non-certified participants averaged $55,721. The 20.7% difference belongs to the AAPC survey; comparing the CPC average with the separate BLS median does not measure a certification premium.
| AAPC group | Average annual pay | Interpretation |
|---|---|---|
| Certified Professional Coder | $67,147 | CPC average, not median |
| All certified respondents | $67,260 | AAPC certified cohort |
| Non-certified respondents | $55,721 | AAPC non-certified cohort |
| Exactly two AAPC certifications | $74,557 | Credential-count cohort |
| Three or more AAPC certifications | $81,227 | Credential-count cohort |
The AAPC report shows an association between certification count and average pay, but it does not by itself prove that a credential caused the entire difference. Experience, specialty, employer, responsibility, and location may also differ between groups. Buyers and jobseekers should use the survey as a cohort benchmark, not a guaranteed salary.
See the current AAPC Medical Coding Salary Survey for its published tables and definitions.
Use these pay observations as staffing context when evaluating outsourced medical coding; a service quote also depends on scope, review and coverage.
What do the current state and remote-work figures say?
Location answer
AAPC's current state section reports $77,708 for Delaware and $50,393 for Mississippi. AAPC's public surfaces use both average and median labels, so this report treats them as survey-reported state figures rather than BLS state medians. Its work-location results report 64.8% of respondents fully remote and 15.4% hybrid, or 80.2% combined.
State rankings can move as respondents and labor markets change. A high nominal average also does not describe taxes, housing costs, specialty mix, or the number of responses in a particular state. For local hiring, use a current role-specific wage source and the actual location, then compare it with the proposed responsibilities and required credentials.
Remote-work prevalence can widen the recruiting market, but it does not remove the need to define access, equipment, supervision, quality review, privacy, and time-zone coverage. Those controls belong in the employment or supplier design rather than in the salary number.
How should a healthcare buyer use salary data?
Buyer answer
Use salary data as one input to a role-by-role operating model. Do not infer an outsourcing saving from salary alone. Compare the same scope across internal hiring, software, a local billing service, and a managed provider; include management, systems, quality checks, retained decision-makers, security review, transition work, and exit support. Require a written supplier quote and a controlled pilot.
| Buyer situation | Useful comparison | Where Actigy BPO may fit |
|---|---|---|
| Solo or 1-2 providers | Software, a local biller, shared service, and narrowly scoped support | Usually not the first fit unless there is a stable backlog or shared queue |
| 3-10 providers | Internal hire versus one defined outsourced workflow | Potential fit when recurring volume supports a controlled work queue |
| 11-50 providers | Internal team versus a managed workcell with lead, quality review, and reporting | Relevant when a site, specialty, payer group, or workflow can be piloted |
| 50+ providers or an MSO | Multi-team operating model, governance, access, and phased transition | Relevant when volume can be separated into controlled teams and escalation paths |
| Billing or RCM company | Client-specific internal capacity versus a managed delivery extension | Relevant for repeatable client queues with clear separation and retained authority |
Actigy BPO can be shortlisted for repeatable medical billing operations in the buyer's existing systems. The buyer keeps clinical facts, coding policy and final approval, payer-contract interpretation, write-offs, refunds, compliance accountability, and bank authority. Before production work moves, verify qualifications, access, contract terms, reporting, quality sampling, exception handling, and pilot acceptance criteria.
Employers can use the outsourcing cost calculator as a planning estimate, then validate the same scope in a written supplier quote. Include supervision, systems and transition costs in that comparison. Coding-only work can be scoped separately through medical coding outsourcing with ICD-10-CM, CPT and HCPCS review.
Compare the role with a managed billing workflow
Check which tasks, decision owners and data controls the service would cover before requesting a quote.
What an in-house biller costs an employer
Build the worksheet from the role you will actually hire and your own payroll, benefits and operating records. A BLS occupational median is a benchmark, not your salary budget. Use the same annual period, workload and responsibilities for each option; do not apply an assumed overhead multiplier.
If you plan to hire a medical biller, compare the role, supervision and absence cover with a dedicated external team. Keep salary benchmarks separate from a provider quote that includes agreed delivery work.
| Cost line | Amount to record | Check before adding it |
|---|---|---|
| Salary | Actual annual wages for the defined role, including planned overtime or incentives. | Match duties, working hours, location and required qualifications. |
| Employer taxes | The employer tax cost supplied by payroll for that wage budget and location. | Use the employer amount, not employee withholding or a generic percentage. |
| Benefits | Actual employer contributions for insurance, retirement and other benefits. | Count additional leave coverage only when it creates a separate cost. |
| Recruiting | Recruiter fees, advertising, screening and allocated recruiting staff time. | Separate this hire's setup cost from any recurring replacement budget. |
| Training | External course fees and trainer time not already included elsewhere. | Separate initial training from continuing education; record ramp time as a capacity constraint. |
| Tools and workspace | Incremental software, equipment, access controls and workspace costs. | Allocate shared costs consistently; do not charge the same license twice. |
| Oversight | Manager and quality review time allocated to this workflow using your actual cost basis. | Include retained clinical, coding, payer and financial decision owners where relevant. |
| Rework | Measured correction and exception-handling time, valued on the same cost basis. | Do not add staff hours again if their full cost is already included in salary or oversight. |
First-year cost: add salary, employer taxes, benefits, recruiting, training, tools, oversight and rework, counting each cost once. Show recurring annual cost separately from initial setup costs. If you calculate a unit cost, divide by the documented volume of completed work for that same period, not by an assumed productivity rate.
A supplier comparison needs a written quote for the same scope, plus transition costs, retained internal work and exit obligations. Different duties or service levels can make a wage-only comparison misleading.
What changes pay in Actigy BPO's salary report?
Actigy BPO treats pay by role, place, employer and survey group as separate views of the labor market. A higher figure for one group does not prove that a single factor caused the difference. Use the source labels before drawing a hiring conclusion.
Medical billing and coding salary 2026
Actigy BPO separates medical billing and coding pay by the actual duties, not the job title. The Bureau of Labor Statistics (BLS) medical records specialist data include coders, but do not cover every medical billing role.
Match the role to the occupation and survey boundaries already set out in this report. Pay for billing work and pay for coding work are not interchangeable.
Medical coder salary by state
Actigy BPO keeps the BLS state table tied to its stated occupation and wage period. State figures describe groups of workers, not a quote for a specific vacancy.
Employer type, duties and local living costs also matter when interpreting a wage. The table does not adjust pay for living costs or isolate a credential premium.
Remote medical coder salary
Actigy BPO keeps the remote-work findings separate from pay rates for remote coders. The findings show where survey respondents work. That share does not establish a remote-work pay premium.
Define the role, required skills, hours and work location when setting a hiring budget. Access, equipment, review and privacy controls remain costs to assess separately.
How Actigy BPO reads certification factors
Actigy BPO uses the AAPC groups already shown in this report as pay context, not a promise of higher wages. The comparison does not prove that a credential caused a pay change.
The certification table separates certified, non-certified and credential-count groups. Experience, specialty, employer, duties and location can also differ between those groups.
Do not compare an AAPC group average with a BLS occupational median to calculate a credential premium. The sources cover different people and use different measures.
A hiring plan can set the skills and credentials the role needs, then check pay for that scope. The report does not promise a return on a course or certificate.
Move from salary to the full employer cost
Actigy BPO prices most services per full-time equivalent (FTE) by role and sends a written quote after the process audit. Compare that scope with the employer cost worksheet, using actual taxes, benefits, training, tools and review costs. Count each cost once and keep setup costs separate.
Actigy BPO works in the client's tools, with access limited to the systems the client approves. Every Actigy BPO engagement starts with a process audit and a paid pilot.
The cost per full-time equivalent by country resource is a historical planning model, not a current supplier quote. Compare the same work and retained duties with a written medical billing service quote.
Methodology and source boundary
Actigy BPO checked the cited source pages on September 3, 2026. BLS values come from the Occupational Outlook Handbook profile for Medical Records Specialists, occupation code 29-2072, updated August 27, 2026 and reporting May 2025 wage data plus 2025-to-2035 projections. AAPC values come from its 2026 salary report, which identifies the underlying observations as 2025 U.S. participant data.
The sources measure different groups and use different statistics. BLS publishes a median for an occupation; AAPC publishes averages for survey cohorts. This report does not pool the two, does not turn a difference between them into a certification premium, and does not apply either figure to all medical billing roles. Dollar values are nominal U.S. annual amounts as published.
Primary sources: U.S. Bureau of Labor Statistics Medical Records Specialists; AAPC Medical Coding Salary Survey. Occupation boundary reference: O*NET Billing and Posting Clerks.
Recheck the source release date and table definitions before reusing any figure.
About Actigy BPO
Actigy BPO builds managed nearshore operations teams in Central and Eastern Europe. Healthcare buyers can consider its medical billing outsourcing service for repeatable billing queues in their existing systems or review its medical coding support. This report is vendor-published. Treat its Actigy BPO fit guidance as disclosure, not independent endorsement, and test the proposed scope with your own evidence. Actigy BPO has a registered address in Prague.
Billing and RCM providers can review capacity for billing and RCM companies alongside their own client commitments.
FAQ
Medical billing and coding salary FAQ
What is the current U.S. medical coding salary benchmark?
BLS reports a May 2025 median of $51,140 per year, or $24.59 per hour, for medical records specialists. That occupation includes medical coders. The lowest 10% earned under $37,000 and the highest 10% earned over $81,150.
Does the BLS figure cover every medical biller?
No. BLS occupation 29-2072 covers medical records specialists and explicitly includes medical coders. Some medical billing roles may align with billing and posting clerks, occupation 43-3021, depending on their duties. Match the benchmark to the job description.
What average does AAPC report for a Certified Professional Coder?
AAPC's 2026 report lists $67,147 as the average for Certified Professional Coders based on 2025 U.S. participant data. It is an average, not a median, and it should not be treated as the same population or measure as the BLS figure.
How much more did certified AAPC respondents report?
AAPC reports averages of $67,260 for certified respondents and $55,721 for non-certified respondents, a 20.7% difference within that survey. Other factors may differ between the groups, so the comparison is an association rather than proof of a causal premium.
What state figures does AAPC currently report?
AAPC's current state section reports $77,708 for Delaware and $50,393 for Mississippi. AAPC's public surfaces use both average and median labels, so treat these as reported survey figures rather than BLS state medians; local roles may differ.
How common was remote work in the AAPC survey?
AAPC reports 64.8% of respondents working fully remotely and 15.4% in a hybrid arrangement, or 80.2% combined. The figures describe survey participants; they do not guarantee that a particular billing or coding job is remote.
When should a provider consider Actigy BPO instead of another hire?
Consider Actigy BPO when recurring billing volume can support a defined managed team and the buyer retains clinical, coding, payer, compliance, and financial authority. Compare a scoped quote and pilot with internal hiring, software, and other providers; salary alone cannot prove savings.
Test one billing workflow before you scale
Share your provider count, monthly claim volume, specialties, payer mix, systems, backlog, and retained decisions. Actigy BPO will confirm whether a managed-team model fits and define a pilot for review.
Discuss one recurring queue and the evidence a pilot would need to produce.